Topic: John Ulzheimer

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Majoring in Debt, Minoring in College

The Occupy Wall Street and Occupy Colleges movements are largely driven by citizens who are not able to pay off their debts. While Countrywide...

2 Credit Rules That Don't Make a Ton of Sense

The world of credit is not without humor, so stipulated. At least most of what we know about credit reports and credit scores seems to make common...
The latest financial wisdom that former broker Suze Orman is blitzing about is a prepaid debit card with her name on it. "You can bank on it," she...
Last week, a Mint reader sent in the following question:. . “Today my bank (a large national bank) sent me a letter saying that if I don't use my...

What Happens When I Close a Credit Card?

Last Friday is affectionately known as Black Friday, and and today is Cyber Monday. These colorful monikers are used to describe two of the...

Can You Have Good Credit and a Bad Credit Score?

Two weeks ago, I was reviewing a study that suggested that the contents of credit reports are “predictable” based on your credit scores. It's...
I'm sorry, but your card has been declined." . . If you hear these alarming words at the checkout counter, you probably fear the worst. Did your...
Dear New Frugal You, . . What are some tips you have about the fine print of credit cards? . . - TD. . Dear TD,. . You pack a lot of question into...

Five Warnings for Credit Card Co-Signers

It sounds harmless.. . Just sign your name, and a friend or relative will get a much-needed credit card. Like most things in life, however, being a...